Owning a condominium carries different insurance responsibilities than owning a single-family home. Association policies, walls-in coverage requirements, loss assessment exposure, and wind or storm deductibles can materially impact how your protection responds when you need it most.

Not all condo insurance policies (HO-6 policies) are structured the same. Interior building limits, personal property coverage, loss assessment protection, water backup endorsements, and liability limits vary by carrier — and those differences matter.

At Northeastern Insurance Agency, we review your association’s master policy to determine where its protection ends and your responsibility begins. We assess interior build-out value, shared structural exposures, deductible structures, and potential coverage gaps to ensure your policy reflects the full scope of your ownership responsibility.